Rhode Island Temporary Disability Insurance
 

TDI Quick Reference for
Employers

BACKGROUND

  • Income support to individuals out of work for non-work related illness or injury.
 

FUNDING

  • Financed entirely by employee payroll deductions.
 

EMPLOYER RESPONSIBILITIES

  • Deduct TDI tax from employees' wages; Send tax to Employer Tax Unit quarterly

  • Provide employee wage and employment reports when requested by TDI.

  • Display Notice to All Employees in the workplace.
 

TDI AND WORKERS' COMPENSATION (WC)

  • TDI and WC cannot be received for the same weeks.

  • WC claim must be filed if the illness/injury occurred on the job.

  • If WC claim is contested a TDI claim can be filed.

  • TDI reimbursed if WC then paid for weeks TDI has been paid.
 

TDI AND UNEMPLOYMENT INSURANCE (UI)

  • TDI and UI cannot be received for the same weeks.

  • UI reimbursed if UI was paid for weeks TDI should have been paid.
     

SALARY, SICK AND VACATION PAY

  • Employee can be paid salary, sick and vacation pay while in receipt of TDI; unless if it's to establish a waiting period week, which all wages earned must be counted.
 

CLAIMS MANAGEMENT SYSTEM

  • Monitors claims exceeding medical duration guidelines (MDG).

  • Registered Nurses contact Qualified Healthcare Providers and customers when duration exceeds MDG.
     

FRAUD AND MISREPRESENTATION PREVENTION

  • Internal TDI program determines concurrent working and collecting benefits.

  • Communication with WC Court, insurers and UI to prevent overlap of benefits.

  • Fraud Unit investigations and prosecutions if warranted.

  • Law allows for the impartial medical examination of TDI beneficiaries.

  • Claims referred to Medical Consultant for review and recommendation, as needed
 

Eligibility

  • Taxable Wage Base - $57,900; Tax Rate - 1.2% employee wage deduction.

  • Waiting Period - 7 days. Paid retroactive if out minimum 28 consecutive days.

  • Monetary Eligibility - $8,880 base period wages; or $1,480 in one base period quarter + total base period wages of minimum 1.5 times the highest quarter earnings + $2,960 minimum total base period earnings.

  • Nonmonetary Eligibility - Worked for RI covered employer and have medically certified disability.
     

CONTACT INFORMATION

TDI Website: www.dlt.ri.gov/tdi/

Labor Market Information (LMI): (401) 462-8740 or Notice to Employees poster

TDI applications:(401) 462-8420 or https://uiclaims.state.ri.us/tdionline/

 


RI State Seal

RI Department of Labor and Training
Temporary Disability Insurance

P.O. Box 20100, Cranston, RI 02920

Phone: (401) 462-8420
| Fax: (401) 462-8466