Rhode Island Department of Labor and Training Unemployment Insurance


Frequently Asked Questions About Unemployment Insurance

DISCLAIMER: This FAQ is presented for informational purposes only. It does not carry the full force and effect of the law.

1.) When and How can I apply for UI benefits?
2.) What information will I need to file a UI claim?
3.) Who can I call if I have questions about my  claim?
4.) Am I eligible for UI benefits?
5.) What are the earning requirements for UI benefits?
6.) What is the base period?
7.) What is the alternate base period?
8.) When does my claim begin?
9.) When will I receive my first payment?
10.) Why didn't I receive a payment for the first week I was out on UI?
11.) If I file another claim, do I have to serve another waiting period?
12.) How much will I receive for UI benefits?
13.) How much will I receive for dependency allowance?
14.) How long can I collect UI benefits?
15.) Why is my UI payment less than my full benefit amount?
16.) What are lag benefits?
17.) Can I collect UI while receiving pensions or owing child support?
18.) Why would I be denied UI benefits?
19.) Can I collect UI if I work for a school department?
20.) Other information you should know

 

WHEN AND HOW CAN I APPLY FOR UI BENEFITS?

To file a claim for Unemployment Insurance, you should call the Call Center at the numbers listed below to file your claim.

1.
2. Claims Intake and General Claims Information

(401) 243-9100

3. Employer Inquiries (401) 243-9137
4. Workshare (401) 243-9177
5. Interstate
     If calling from out of state, Interstate Claims
(401) 243-9146
(866) 557-0001
6. TDD (401) 243-9149

If you become unemployed, your claim should be filed within seven (7) days of your last day of employment to avoid jeopardizing or delaying your first payment. Usually, the Call Center is less busy later in the week.


 

WHAT INFORMATION WILL I NEED TO FILE AN UNEMPLOYMENT CLAIM?

When you call to file an unemployment insurance claim you will need to provide your social security number and the full name, address and telephone number of all employers you have worked for in the last two years. If you are not a United States citizen, you must provide your alien registration number.


WHO CAN I CALL IF I HAVE QUESTIONS ABOUT MY CLAIM?

Should you find it necessary to inquire about your claim, call the main Call Center number at 401 243-9100.


AM I ELIGIBLE FOR UI?

To qualify for Unemployment Insurance, you must meet certain earnings requirements. While these requirements are explained to you in detail, please do not use this information to try to determine your own eligibility.

If you are laid off, we strongly urge you to apply for benefits. We will determine whether you qualify based on all the facts relating to your claim and notify you as quickly as possible.

You must be unemployed through no fault of your own. You must be able to work, available for work, and searching for work. You must always be willing to accept a suitable job while you are claiming benefits.


WHAT ARE THE EARNING REQUIREMENTS FOR UI BENEFITS?

To be eligible for UI benefits, you must have been paid at least $8,880 in either your Base Period or an Alternate Base Period (both are explained in the following sections). If you did not earn this amount, you may be eligible if you meet all of the following conditions:

1. You were paid at least $1480 in one of your Base Period quarters, and
2. You were paid total Base Period taxable wages of at least one and one-half times your highest single quarter earnings, and
3. You were paid total Base Period taxable wages of at least $2960.

Also, if you have had a previous claim, you must have worked again since filing that claim and must have been paid taxable wages of at least eighty times the R.I. minimum hourly wage of $7.40, or $592.


WHAT IS THE BASE PERIOD?

The Base Period is the period that we look at to determine if you have been paid sufficient wages to be eligible. Normally, your Base Period consists of the first four of the last five completed calendar quarters before the starting date of your new claim. The calendar quarters are: January 1 through March 31; April 1 through June 30; July 1 through September 30; October 1 through December 31.

If wages from one of these quarters had to be used to establish a previous claim using the alternate Base Period (explained in the next Section), that quarter's wages cannot be used again to compute your current claim.


WHAT IS AN ALTERNATE BASE PERIOD?

If you submit a new claim starting on or after October 4, 1992, and you do not meet the minimum earnings requirements in the regular Base Period, we will recompute your claim using an Alternate Base Period. This period consists of the last four completed calendar quarters before the starting date of your claim. While you must still meet the same overall earnings requirements, the Alternate Base Period will allow some of your more recent wages to be counted towards establishing your claim.


WHEN DOES MY CLAIM BEGIN?

Your claim will start with the Sunday of the week in which you first file your claim if you are totally unemployed or employed part time and earn less than your benefit rate. This begins your Benefit Year. The Benefit Year is a 52 week period. In instances when a subsequent claim would cause base periods to overlap, the benefit year is 53 weeks. Any additional claims (refiles) you submit during this period will have the same Benefit Year.


WHEN WILL I RECEIVE MY FIRST PAYMENT?

Most eligible customers receive their first payment during their third week of unemployment.


WHY DIDN'T I RECEIVE A PAYMENT FOR THE FIRST WEEK I WAS ON UI?

You must serve a Waiting Period at the start of your new claim. The 7 day period is a Sunday through Saturday in which you are:

  1. totally unemployed or
  2. you work a partial week and your earnings are less than your Benefit Rate. In either case you would be entitled to a Waiting Period for that week.

IF I FILE ANOTHER CLAIM, DO I HAVE TO SERVE ANOTHER WAITING PERIOD?

You must serve a Waiting Period only once during each Benefit Year.


HOW MUCH WILL I RECEIVE?

Your weekly benefit rate will be equal to 4.62% of the wages paid to you in the highest quarter of your Base Period. By law, a maximum weekly benefit rate is determined annually. It is equal to 67% of the average weekly wage of all workers covered by the Employment Security Act. Your weekly benefit rate remains the same throughout your benefit year. Effective 7/1/09, our minimum is ($68.00) and maximum ($546.00) benefit rate does not include dependency allowance.


HOW MUCH WILL I RECEIVE FOR DEPENDENCY ALLOWANCE?

If you have dependent children under 18 years of age you may be entitled to a dependency allowance. Handicapped children over 18 may also qualify for the allowance.

The dependency allowance is limited to 5 dependents and is equal to 5% of your weekly benefit rate for each dependent. There is a $10 minimum per dependent.

The dependency allowance established at the start of your benefit year remains the same even if the number of children should change during the year. (If 2 or more parties make claim for the same dependent for the same week, the person who has physical custody receives the allowance.)


HOW LONG CAN I COLLECT?

The duration of your claim is equal to 36% of your total base period wages divided by your basic weekly benefit rate (not including dependent's allowance).

The most you are allowed to collect is an amount equal to 26 full weeks. You may claim these weeks any time you are unemployed during your benefit year.


WHY IS MY UI PAYMENT LESS THAN MY FULL BENEFIT AMOUNT?

IF YOU WORK PART OF A WEEK: You must report all wages earned for any week in which you claim benefits.

If you worked less than full time and your gross wages are less than your weekly benefit rate, you should qualify for a partial benefit payment as well as a partial earnings incentive.


LAG BENEFITS:  

If you return to work in the middle of a work week, you may also be paid a lag payment. The lag payment would be 1/5th of your benefit rate for each work day preceding your return to work date.


CAN I COLLECT UI IF RECEIVING PENSIONS OR OWE CHILD SUPPORT?

Any private pension that you are receiving from a base period employer may be deducted from your benefit rate.  If you owe child support payments, a deduction may be made from your benefit check and sent to the Bureau of Family Support.


WHY WOULD I BE DENIED BENEFITS?

You may be denied benefits if you become unemployed for reasons other than lack of work.

If you quit your job without good cause, you will be denied benefits until you work at least eight weeks and earn at least $148 in each week.

If you are fired for proved misconduct connected with your job, you will be denied benefits until you work at least eight weeks and earn at least $148 in each week.

If you refuse a suitable job offer, you will be denied benefits until you work at least eight weeks and earn at least $148 in each week.

If you become unemployed because of a labor dispute, you may be denied benefits.

Whenever a question arises about your eligibility for benefits you will have an opportunity to present your side of the case.

You may bring witnesses or someone to represent you. You should bring any documents or other evidence that will support your claim.

You will receive a decision that will either approve your claim or tell you why, and for how long, you are denied benefits. You have the RIGHT TO APPEAL any decision with which you do not agree, by submitting a request in writing to the Central Adjudication Unit at PO Box 20067, Cranston, RI 02920-0941 or by FAX at (401) 462-8318.

You may email questions about adjudications to uihelp@dlt.ri.gov. Please place “Adjudication” in the email subject line.

Your case will be assigned to a Referee (Hearing Officer) at the Board of Review who will schedule a hearing at which time you may state your argument in detail. Information on preparing your case, and the procedure for an appeals hearing can be found on the Board of Review website. The Board is an impartial authority not under the direction of the Department of Labor and Training.


CAN I COLLECT UI IF I WORK FOR THE SCHOOL DEPARTMENT?

Benefits are not payable to an employee of a public or a nonprofit school or to an Educational Service Agency employee who performs services in a school, if such employee has a reasonable assurance of returning to work after a between-terms period, holiday or recess period.


OTHER INFORMATION YOU SHOULD KNOW

CITIZENSHIP STATUS REQUIREMENTS: The Immigration Reform and Control Act of 1986 required us to check the citizenship and right to employment status of all Unemployment Insurance claimants. Claimants must provide documentation of citizenship or legal alien status if we request it.

COLLEGE COURSES WITHOUT PAYMENT OF TUITION: Eligible Rhode Island claimants may take any course, for credit, at any state operated college or university. Tuition or registration fees will not be charged. However, you would pay activity, lab, and student union fees, etc. Admission is on a space available basis. For more information, please call (401) 243-9100.

TAXATION OF BENEFITS: You do not pay for Unemployment Insurance. Your employer pays for the program through Employment Security taxes.

Any Unemployment Insurance benefits you receive are fully taxable, if you are required to file a tax return. Taxes are not withheld from your benefit payments, but you may request that they be withheld if you desire.

The law required that you pay 50% of your tax for the year through withholding or quarterly tax payments. For more information on withholding and when you should make estimated tax payments, see IRS Publication 505, Tax Withholding and Estimated Tax, or the instructions for Form 1040-ES.

QUALITY CONTROL: Claims are selected at random for a thorough audit to insure that benefits have been properly paid. If your claim is selected for audit, you will be required to provide more detailed information to support your claim.

TRADE ADJUSTMENT ASSISTANCE: If imports cost you your job, you may be able to apply for Trade Adjustment Assistance (TAA). This Assistance includes: Training and Training Allowances; Job Search Allowance; Relocation Allowance; Job Search Program. In addition, you may receive weekly Trade Readjustment Allowances (TRA) if you enroll in a TAA approved training program. If you would like more information on Trade Adjustment Assistance, please ask to speak to a representative in any of the Department's local offices.

INFORMATION LINE: If you have a specific question, you can reach the Call Center at 401 243-9100 or use any of the Information numbers listed at the top of this page.

Information about your claim is protected by State and Federal law. However, the law also requires that some information be shared or exchanged with other State or Federal agencies.



 


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RI Department of Labor and Training
Unemployment Insurance
1511 Pontiac Avenue, Cranston, RI 02920
(401) 462-8400